:root{--ink:#171a1e;--muted:#606974;--paper:#fbfbfa;--soft:#eef1f3;--line:#dce1e5;--dark:#20262c;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.68 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:#29485f;text-underline-offset:3px}button{font:inherit}
.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}.top{background:#11161b;color:#fff;text-align:center;padding:7px 0;font-size:12px}
header{position:sticky;top:0;z-index:50;background:rgba(251,251,250,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{min-height:70px;display:flex;align-items:center;gap:22px}
.brand{font:700 23px/1 Georgia,serif;color:#171a1e;text-decoration:none;white-space:nowrap}.brand span{color:#78838c}.links{display:flex;gap:18px;align-items:center;margin-left:auto}.links a{text-decoration:none;color:#343b42;font-size:13px;font-weight:650}.cta,.button{display:inline-block;border:0;border-radius:7px;background:var(--dark);color:#fff!important;text-decoration:none;font-weight:800;padding:11px 16px;white-space:nowrap}.nav>.cta{order:3}.hamb{display:none;background:none;border:0;padding:8px;cursor:pointer}.hamb i,.hamb i:before,.hamb i:after{display:block;width:23px;height:2px;background:#20262c;content:"";position:relative}.hamb i:before{position:absolute;top:-7px}.hamb i:after{position:absolute;top:7px}
.mobile-menu{display:none;border-top:1px solid var(--line);background:#fff}.mobile-menu.open{display:block}.mobile-menu a{display:block;padding:13px 18px;border-bottom:1px solid #edf0f2;text-decoration:none;color:#252b31;font-weight:650}
.hero{padding:74px 0 56px;background:linear-gradient(135deg,#fafaf8,#e8ecef)}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:11px;font-weight:900;color:#65717b}h1,h2,h3{font-family:Georgia,serif;line-height:1.14;text-wrap:balance}h1{font-size:clamp(40px,5.6vw,68px);margin:12px 0 20px;max-width:930px}h2{font-size:33px;margin:0 0 17px}h3{font-size:22px}.lede{font-size:19px;color:#4d5660;max-width:780px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button.light{background:#fff;color:#20262c!important;border:1px solid var(--line)}
.section{padding:56px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px}.card p{color:var(--muted)}.badge{display:inline-block;background:var(--soft);padding:5px 10px;border-radius:99px;font-size:11px;font-weight:850;color:#4b5660}
.content-shell{display:grid;grid-template-columns:minmax(0,790px) 300px;gap:52px;align-items:start;padding:54px 0}.article h1{font-size:49px}.article h2{margin-top:40px}.article h3{margin-top:27px}.article p,.article li{font-size:17px}.article table{font-size:15px}.breadcrumb{font-size:12px;color:#747d86;margin-bottom:20px}.breadcrumb a{color:#5f6972}.note{border-left:4px solid #87939d;background:#f0f2f3;padding:15px 18px;margin:24px 0}.experience{background:#f7f4ed;border:1px solid #e8dfcc;padding:18px;border-radius:9px;margin:25px 0}.money{background:#1c2329;color:#fff;border-radius:11px;padding:27px;margin:32px 0}.money p{color:#d5dbe0}.money h2{margin-top:0}.table{width:100%;border-collapse:collapse;margin:22px 0}.table th,.table td{border:1px solid var(--line);padding:11px;text-align:left;vertical-align:top}.table th{background:var(--soft)}
.sidebar{border:1px solid var(--line);border-radius:10px;background:#fff;padding:22px}.sidebar h3{margin-top:0}.sidebar ul{padding-left:18px}.sidebar .cta{width:100%;text-align:center;margin-top:10px}.side-note{font-size:12px;color:#707983}
footer{background:#14191e;color:#c8cfd5;padding:43px 0;margin-top:46px}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.small{font-size:12px;color:#747d86}
@media(max-width:900px){.links{display:none}.hamb{display:block;order:4}.nav>.cta{margin-left:auto;order:3;padding:9px 11px;font-size:12px}.brand{font-size:19px}.content-shell{grid-template-columns:1fr;gap:25px}.sidebar{position:static}.grid,.foot{grid-template-columns:1fr}.hero{padding-top:52px}.article h1{font-size:39px}.nav{min-height:62px;gap:7px}.top{display:none}}
@media(max-width:430px){.wrap{width:min(var(--max),calc(100% - 24px))}.brand{font-size:17px}.nav>.cta{font-size:11px;padding:8px 9px}.hamb{padding:7px 2px 7px 6px}.article h1{font-size:36px}}

/* Final header and modal behavior */
.top{display:none!important}
@media(max-width:900px){
  .hamb,.mobile-menu{display:none!important}
  .nav{justify-content:space-between}
  .nav>.cta{margin-left:auto}
}
.offer-modal[hidden]{display:none}
.offer-modal{position:fixed;inset:0;z-index:200;display:grid;place-items:center;padding:18px;background:rgba(10,14,18,.58)}
.offer-dialog{width:min(520px,100%);background:#fff;border-radius:14px;padding:30px;box-shadow:0 24px 70px rgba(0,0,0,.28);position:relative}
.offer-dialog h2{margin:5px 36px 12px 0}.offer-dialog p{color:#58616b}.offer-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.offer-close{position:absolute;right:14px;top:12px;border:0;background:transparent;font-size:29px;line-height:1;cursor:pointer;color:#4d555d}
.stay-button{border:1px solid #cfd5da;background:#fff;color:#222a31;border-radius:7px;padding:11px 16px;font-weight:800;cursor:pointer}

.freshness{font-size:13px;color:#5f6972;border-bottom:1px solid var(--line);padding-bottom:16px}
.takeaways{background:#f2f4f5;border:1px solid #dce1e5;border-radius:10px;padding:20px 22px;margin:24px 0}.takeaways ul{margin-bottom:0}
.toc{border-left:3px solid #7f8b95;padding:8px 0 8px 18px;margin:26px 0}.toc ul{margin:8px 0 0;padding-left:18px}
.clusterbox{border:1px solid var(--line);border-radius:10px;padding:21px;margin:30px 0;background:#fff}
.hub-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.hub-item{border:1px solid var(--line);border-radius:9px;padding:16px;background:#fff}.hub-item a{font-weight:800}
@media(max-width:700px){.hub-list{grid-template-columns:1fr}}